Terms and Conditions
By accessing, using, or subscribing to Banking With Bundles® (“we,” “our,” or “us”) at www.bankingwithbundles.com, you agree to these Terms of Service (“Terms”). These Terms contain important disclaimers, limitations of liability, and warranty exclusions (see Sections 6, 9, and 10).
These Terms form the foundation of our agreement with you. Please print and keep a copy for your records. If you do not agree with any part of these Terms, do not use our website or services.
Updates to These Terms
We may modify these Terms at any time. If we make material changes, we will notify you by posting the updated Terms on the Website at least 30 days before they take effect. Your continued use of the Service after the new Terms take effect means you accept them.
Privacy Policy
Your use of the Service is also subject to our Privacy Policy, which explains how we collect, use, and protect your information. By using our Website, you agree to the Privacy Policy, which can be found at www.bankingwithbundles.com/privacy-policy.
Who Can Use Our Services
By using the Website, you confirm that:
- The information you provide is truthful and accurate.
- Your use of the Service does not violate any laws.
- You are legally capable of entering into this agreement.
Account Registration
You may browse our Website without registering, but some features (such as purchasing services or receiving emails) require registration. By creating an account, you agree to:
- Provide accurate and current information.
- Keep your account details up to date.
- Maintain the security of your account.
Prohibited Activities
You agree not to:
- Use the Banking With Bundles® name, logo, or branding in a misleading way.
- Send spam, chain letters, or unsolicited messages.
- Hack, interfere with, or disrupt our Website or services.
- Impersonate someone else or provide false information.
- Use the Service for fraudulent or illegal purposes.
- Copy, reverse-engineer, or modify the Website’s content.
Intellectual Property
All content on our Website, including text, images, logos, and materials (collectively, the “Materials”), is owned by or licensed to Banking With Bundles®. You may not copy, modify, or distribute any Materials without our written permission.
Community & Social Media Guidelines
When engaging on our social media pages or community spaces, please:
- Be polite and respectful.
- Avoid profanity, bullying, or offensive language.
- Share only accurate and factual information.
- Contact us directly for concerns before posting complaints publicly.
We reserve the right to remove inappropriate content and restrict access to users who violate these guidelines.
Management & Termination of Service
We reserve the right to:
- Monitor, edit, or remove content that violates these Terms.
- Restrict or terminate access to users who breach our policies.
- Report illegal activity to law enforcement.
We may deny access to the Service at our sole discretion, with or without notice.
Third-Party Links & Services
Our Website may contain links to third-party websites. We do not control these websites and are not responsible for their content, terms, or policies. Please review their terms before engaging with them.
Disclaimer & Limitation of Liability
- No Guarantees
Our Service is provided “as is” and “as available.” While we strive to offer valuable content and services, we do not guarantee specific results or uninterrupted access.
- Limited Liability
To the fullest extent permitted by law, Banking With Bundles® is not liable for:
- Errors, technical issues, or delays.
- Loss of data or financial loss.
- Any direct, indirect, incidental, or consequential damages arising from your use of the Service.
If liability is required by law, our total liability will not exceed $50.
Dispute Resolution & Arbitration
Please read this section carefully—it affects your legal rights.
- Initial Resolution
Before pursuing legal action, contact us first at [email protected] so we can try to resolve the issue.
- Agreement to Arbitration
If a dispute cannot be resolved, both parties agree to settle disputes through binding arbitration rather than lawsuits. This means:
- You waive the right to sue in court or have a jury trial.
- All claims will be settled through arbitration, not class-action lawsuits.
- Arbitration will take place in [Your Business Location].
- Opt-Out Option
You may opt out of arbitration within 30 days of signing up by emailing [email protected] with “Opt-Out Request” in the subject line.
- Small Claims Exception
Either party may bring individual claims in small claims court if they qualify.
State-Specific Disclosures
- California Residents
California users may contact the California Department of Consumer Affairs for complaints at:
1625 North Market Blvd., Suite N112
Sacramento, CA 95834
Phone: (916) 445-1254 or (800) 952-5210
- New Jersey Residents
Certain sections of these Terms may not apply to New Jersey residents under state law.
International Users
Our Website is operated from the United States. If you access our Service from outside the U.S., you are responsible for complying with local laws.
No Modifications by Employees
Only official, written agreements can modify these Terms. Employees cannot change or override these Terms.
Independent Contractors
Nothing in these Terms creates a partnership, employer-employee relationship, or joint venture between you and Banking With Bundles®.
Miscellaneous
- No Waiver
If we fail to enforce any part of these Terms, it does not mean we waive our rights.
- Severability
If any part of these Terms is found invalid, the rest remains in effect.
- Assignment
We may assign our rights under these Terms without notice.
- Entire Agreement
These Terms, along with our Privacy Policy, represent the complete agreement between you and Banking With Bundles® regarding the use of our Website.
Contact Information
For any questions about these Terms, please contact us at: